Mortgage Payment Freeze! Take back your rights! Stand up to the banks! Join the coalition and freeze your mortgage payments!

We have found that your mortgage company may be fraudulently collecting mortgage payments from you every month. For this reason, we are calling for the de facto unionization of American Homeowners. Stand up to the banks and Freeze your Mortgage Payment November 1st until this mess is sorted out and these crooks are exposed. Don't fall victim to fraud! Take back your rights and withhold your mortgage payment and tell the banks we won't take this anymore!

The banks WILL take notice if suddenly 60 million homeowners act in concert to freeze their mortgage payments to say "No More!"

The banks have left us with no choice. They have perpetrated fraud on a massive scale and now we need to stop this madness. This is our only chance at leverage. This is the only chance for these banks to work with us to find a common resolution that benefits all.

Here is what we've found:

Our legal sources have uncovered certain incongruencies related to the pooling and servicing agreements, the servicers, and the manner in which these mortgage-backed securities were originally created. Our immediate reservations center specifically on the servicing rights and administration of the bond by the Master Servicers. We are aghast to find a potential issue emerging, the implications of which could call into question the Servicer’s legal and legitimate right to collect payment at all.

In light of recent revelations regarding the securitization processes practiced by virtually all major investment banks from 2003-2008, we have determined that this problem is far more wide-spread and endemic than originally anticipated.
We have found that most of the original notes have been lost or discarded as a means to increase trade efficiency, or to inhibit or significantly hinder a reliable audit of the contents of the bonds at, or prior to, the time of sale. Our concern is that these practices may call into question the legal and proper owner of the mortgage, and for this reason may actually call into question the legal standing of the MBS trusts themselves (i.e. as a result of questionable paperwork and the utilization of MERS, there has been a widespread failure to legally convey the note properly to the trust as specified in the pooling and servicing agreements). This is, no doubt, extremely problematic for the servicers who may be illegally collecting payments every month for a dissolved or legally void trust and therefore perpetrating wire fraud on a massive scale.

Presently, our legal team is conducting review of these practices in an effort to determine liabilities, injuries, and damages and, by extension, larger implications with respect to the legal status of the MBS Trusts, servicers, and titles.

A civil suit is pending that includes allegations ranging from blatant fraud to nearly unconscionable negligence, the least of which has been perpetrated against title companies and investors, the worst of which against individual homeowners that continue to make their mortgage payments in good faith every month.

The point here is that we want homeowners to take back their rights and not fall victim to fraud. Because of the negligent and fraudulent practices of these investment banks, homeowner's titles may have been irreparably muddied. Stop making your mortgage payments until due process and respect has been granted to you!

Freeze your mortgage Payment and make the banks reckon with America.